Tally
Start free →
For the self-employed in Latvia · start free, no bank needed

All your money,
on one screen.

See where your money actually goes, and cancel the subscriptions you stopped using. Start with a CSV statement or add expenses by hand — connect your bank when you are ready.

See where my money goes — freeLog in

Read-only. We never move or hold your money.

One spine, every feature

It all starts with one stream of transactions.

01
Your data
CSV, manual entry, or bank sync (beta).
02
AI tagging
Category and business/personal on every line.
03
Spending & income
Where the money goes, month by month.
04
Invoices & VID
Peppol invoices and a ready tax report.
Spending, auto-sorted

Every transaction categorised by AI. Snap a receipt and it is split line by line — the USB cable goes to business, the groceries to personal.

Subscription radar

Tally spots every recurring charge, flags the ones you stopped using, and reminds you before each renewal.

Invoices, done right
PRO · SOON

Turn tasks into a legal invoice with PVN, sequential numbering and a payment link. Export to PDF and Peppol/UBL.

Tax already set aside
PRO · SOON

A share of every payment lands in a tax pocket, so the VID bill is never a surprise.

Built for Latvia

Local rules baked in — not bolted on.

PSD2
Legal bank access
Transactions flow in through a licensed AISP — no scraping, no licence for you to obtain.
PEPPOL · 2026 / 2028
Mandate-proof invoices
Structured UBL 2.1 / Peppol BIS 3.0 — so the e-invoicing mandate is handled before it lands.
SAIMNIECISKĀ DARBĪBA
Deductions that count
IIN is paid on net income. Tally tracks every deductible expense and computes IIN, VSAOI and PVN.

Free to see your money today

The freelancer toolkit lands next.

See where my money goes — free